well,
Anouk, heil Dutch! Kill all the fucking immigrants and get rid of your problem then!
that's about all i can say ....
oh and lastly: i paid the same for insurance when i was self employed the last couple of years
and not to mention that for 500 euro a month you can get JACK SHIT where I live (aka the San Frarncisco Bay Area), so concider yourself 'lucky'
One bedroom apartments start over a 1000