Nah, I wasn't serious, just kidding. I understand these things, and I have some mild versions of some fobias..
It's just so wierd that someone would be scared to death of some of these things. For example the germs and microbes- you are practicly an ecosystem
as there are billoins of bacteria and microbes living in you! The fear of nudity: you're naked under your clothes! The fear of knees: omg everyone has knees! Fobias can be a very serious thing, even if they don't have much logig in them... which is the wierd and kind of funny part.